Budgeting that feels right.

Manual tracking that builds awareness. Flexible cycles that match your paycheck. No bank connections, no complexity — just mindful money management.

Building an integration? Developer portal, API & MCP

Budgeting that builds habits

Most apps automate awareness away. Tally brings it back — with intentional tracking that fits your real life.

Mindful by design

Manual entry creates a pause before each purchase — building awareness and better habits, not just tracking.

Budget your way

Weekly, bi-weekly, or custom dates — your budget cycles match when you actually get paid, not an arbitrary calendar.

Private & secure

No bank connections, no third-party data access. Your finances stay on your device, under your control.

Manage budgets in the browser

Everything you can do on mobile, right from your laptop. Review budgets, log transactions, and manage your household — no download required. Penny helps you interpret spending and plan budgets from the data you enter.

Build on Tally

Use the portal for API keys, the REST API for apps and scripts, and MCP for AI workflows — one permission model across all of them.

Developer portal

Sign in and create API keys with scoped access. Revoke keys anytime — secrets are shown only once.

Open portal

REST API

Call budgets, categories, and transactions over HTTP with Authorization: Bearer. Same keys as MCP; import OpenAPI 3.1.

API documentation

MCP

Plug Tally into AI assistants (Cursor, Claude, and more) via the Model Context Protocol.

MCP setup

OpenAPI: /api/v1/openapi.json

Three steps to mindful money

No complicated setup. No bank credentials. Just a simple system that takes seconds a day and actually sticks.

01

Set your rhythm

Choose budget dates that match your pay cycle or credit card statement. Finally, a budget that resets when your money does.

02

Log mindfully

A few seconds per transaction builds genuine awareness. You'll notice patterns you never saw when apps auto-categorized everything.

03

Stay aligned

Watch your progress in real-time, solo or shared. Adjust as life happens — no guilt, just clarity.

Ready to build better money habits?

Get Started

Adding a transaction takes seconds

No complicated forms. Just tap, enter the amount, pick a category, and you're done.

Simple tools, lasting change

No bloat. No overwhelming dashboards. Just what you need to stay aware and in control.

The essentials

Penny: budgeting & analysis

Ask Penny to explore spending trends, tune your budget, and get suggestions grounded in the transactions you log — not bank scraping.

Categories that fit your life

Groceries, dining, subscriptions — organize spending your way. See at a glance where your money actually goes.

Every transaction, logged intentionally

That moment of pause before you tap "add" changes everything. You'll think twice — and that's the point.

See the bigger picture

Review past budgets to spot trends and celebrate progress. Understanding your patterns is how you break them.

Stay motivated

Savings goals that motivate

Watching your progress bar fill up is surprisingly satisfying. Set targets for what matters to you.

Recurring on autopilot

Rent, subscriptions, utilities — set them once and they appear automatically. Less work, fewer surprises.

No-spend streaks

A little gamification goes a long way. Celebrate the days you don't spend and build momentum.

Built for real life

Dark Mode

Easy on the eyes, day or night.

Real-Time Sync

Updates appear instantly for your household.

Native iOS

Fast, beautiful, built for iPhone. Android soon.

Your Data

No bank credentials. No data sharing. Period.

Budget together, effortlessly

Share your budget with whoever matters most. Real-time sync keeps everyone aligned without the complexity of separate accounts or permissions.

One budget, everyone on the same page

Share with a partner, roommate, or family member. Everyone sees the same numbers and works toward the same goals.

Changes sync instantly

No refresh needed. When someone adds a transaction, everyone sees it right away — no surprises.

Simple, not bloated

No complicated permissions or separate profiles. Just straightforward sharing that keeps things simple.

Simple, honest pricing

Everything you need for mindful budgeting. No hidden fees, no data selling.

MonthlyYearlySave 38%

Premium

$2.50/month

Billed annually at $29.99

Full power for households and serious budgeters.

Get Started

Everything included

  • Penny AI assistant (budgeting & analysis)
  • Unlimited budgets
  • Unlimited categories
  • Unlimited transactions
  • Savings goals
  • Household sharing
  • Recurring transactions
  • Budget history & summaries
  • Dark mode
  • Real-time sync
  • Priority support
No ads, ever
No data selling
Cancel anytime

Built for mindful spenders

Whether you're tracking solo or sharing with your household, Tally fits your life.

I've tried every budgeting app out there, and Tally is the first one that actually stuck. The manual entry makes me think twice before buying that third iced latte.

SM

Sarah M.

Freelance Designer

The household sharing feature saved our marriage. Okay, maybe that's dramatic, but we finally stopped arguing about who spent what.

ME

Marcus & Elena T.

Married Couple

As a developer, I appreciate that Tally doesn't connect to my bank. My financial data stays on my terms. Plus the no-spend streaks are weirdly addictive.

JK

Jordan K.

Software Engineer

Living on a student budget is tough, but Tally helped me save $2,000 for an emergency fund in 6 months. The savings goals feature kept me motivated.

PR

Priya R.

Graduate Student

I use Tally for personal finances and it's been a game-changer. Simple, no BS, just works. My accountant is impressed I finally know where my money goes.

DL

David L.

Small Business Owner

With a baby, every dollar counts. Tally's custom budget periods let me plan around irregular expenses like diapers and doctor visits. Lifesaver!

AN

Aisha N.

New Mom

Questions? We've got answers

Everything you need to know about Tally and mindful budgeting.

Absolutely. Tally never connects to your bank accounts, so there's no risk of breaches from third-party integrations. All your data is encrypted and stored securely. We don't sell your information to anyone.

Tally offers monthly and annual subscription plans. Subscribe to get full access to all features including unlimited budgets, household sharing, and real-time sync.

That's exactly why we built Tally! Create budgets for any date range - weekly, bi-weekly, monthly, or completely custom dates.

Yes! With Household Sharing, you can invite family members to collaborate on shared budgets. Changes sync in real-time.

Manually logging expenses increases spending awareness and leads to better money habits. Plus, no bank connections means no broken syncs and no privacy concerns.

Penny is Tally’s AI assistant. It can help you explore spending trends, think through budget changes, and work with the transactions and budgets you enter. It is not financial or investment advice — always use your own judgment and consult professionals when needed.

Tally is available now on the App Store for iOS devices. Download it and start budgeting today!

You can cancel your subscription anytime with no cancellation fees. After cancellation, you'll retain access until the end of your current billing period.

Absolutely. Your data is stored on Supabase, a SOC 2 Type II certified platform with encryption at rest and in transit. We implement row-level security policies ensuring users can only access their own data. Please see Supabase's security documentation for more details. https://supabase.com/security

Still have questions?

Get in touch
Now available on iOS

Ready to budget
mindfully?

Build lasting money habits with intentional tracking and flexible budgets that fit your real life.

No bank connections
Your data stays yours
Cancel anytime